Financial System revue

  • Borrowers will adjusted over time to higher rates
  • Overall Risks Remain Elevated, But Preliminary Signs Of Improvement Are Emerging
  • Better Economic Conditions, New Policy Measures Support Prospects For More Progress On System Risk
  • Income Growth, New Mortgage Policies, Higher Mortgage Rates Expected To Mitigate System Vulnerability Over Time
  •  Pace And Degree Of Developments Around Household Indebtedness Are Uncertain
  • Mortgage Rules, Higher Rates Expected To Weigh On Housing Activity, Especially In Areas With Market Imbalances
  • Recent Improvement In Lending Quality Of New High-Ratio Mortgages Has Shifted Focus Of Concern To Low-Ratio
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